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April 2016 Debt Repayment

April 29, 2016
AUTHOR: Emilie
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So here is how I started the month.

March
Loans
ECSI (College Debt): 8686.00
Upstart (Starter-life Debt): 5278.85

Credit Cards
Southwest (Chase): 3257.50
Discover: 1399.44
Amazon (Chase): 201.45

Combined Debt: 18,823.24 

And here’s all the progress I made:

April
Loans
ECSI (College Debt): 8586.00 (-1.2%)
Upstart (Starter-life Debt): 5278.85 (-2.8%)

Credit Cards
Southwest (Chase): 3046.13 (-6.5%)
Discover: 1249.44 (-10.7%)
Amazon (Chase): 0! Paid off! (-100%)

Combined Debt: 18,160.42 (-662.82 or 3.5%)

Is it wrong to admit that I’m actually surprised? I was bracing to have a really terrible month. I went to Cleveland for a wedding and I was in Georgia for two and a half weeks. It was a really expensive month and my budget didn’t do well at all, but I was able to get everything taken care of by the skin of my teeth. I’m really proud of myself. This month was hard, like really freaking hard, but it’s a reminder to be that with enough commitment sticking to this can be a lifestyle, not just a “diet.”

Looking forward to May, I am moving! This is going to be a huge expense. We’ve already paid the application fees and put the security deposit and first month’s rent down. I’ve already paid for the movers. These expenses are all coming from my savings, so I won’t go back into debt for it, but I will drain a lot of my savings, so I will have to refocus on building that up.

We’re also going to have to buy a washer-dryer pretty quickly after moving, so figuring that out won’t exactly be easy, but I will have to. Fun. Any recommendations on reasonably affordable washer-dryers?

Let’s talk: How did you do with your debt repayment this month?

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Emilie is a data engineer by day and lifestyle blogger by night. A Jersey girl at heart, she is currently living in her fifth home in three years, Savannah, GA with her college sweetheart. She’s learned the hard way that home is wherever the Army sends them. She enjoys eating food, cuddling with her dog, and binge watching HGTV.