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An Easy Way to Save This Summer

July 24, 2017
AUTHOR: Emilie
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Reading Time: 5 minutes

This shop has been compensated by Collective Bias, Inc. and its advertiser, Walmart Family Mobile. All opinions are mine alone. #SummerIsForSavings #CollectiveBias #WFM2

Oh cell phones. Those mythical, magical computers that we keep in our pockets all the time. We love our cell phones. We hate our cell phones. I’m convinced we mostly love to hate our cell phones.

I first got a cell phone in 5th grade- ground-breakingly young by 2004 standards. My elementary school had a policy where student who achieved first honor roll (only As) throughout the entire year for all their classes were excused from final exams. If I remember correctly, this was an all-or-nothing thing; you couldn’t be exempt in just one class. I, unsurprisingly to anyone who has ever seen me in school, was exempt. I used that as a bargaining chip to prove to my mother that I deserved a phone. I ended up with a pay-as-you-go black and white Kyocera phone whose star feature was that it still has the game snake on it. I’m not old, but boy does that sound like it’s from a different era.

Three years later, I went on to get the phone number I have now- bringing me on 10 years with not only the same cell phone number but also the same cell phone provider (not an exaggeration!). This is where inertia is really easy. I know what my cell phone bill is going to be every month. Seriously, I don’t think my bill has changed since the beginning of college when my sister and I decided to join forces to be on the same cell phone plan. Every month I know that my bill is going to be X dollar amount that she and I divide in some way.  (Purposely vague because this isn’t just my finances we’re talking about and I need to be respectful of that.)

Inertia is a pretty overwhelming force. I rarely shop around for the best cell phone deal because I assume already have it. I’m grandfathered from a plan from 2011 probably- can it really be any better than this?

When I was walking through Walmart, I noticed this awesome promotion they were having on their Walmart Family Mobile plans, powered by T-Mobile. My monthly fee would be  $49.88 for their PLUS Plan, giving me Unlimited Talk, Text & Data which includes up to 15 GB of 4G LTE data, then 2G*. This plan also came with a free VUDU◊ movie rental credit valued at $7.00 every month I’d renew!

I decided on the LG L59 Grace (the second from the left) because it was just under $100. Getting the phone activated was so easy. There was no contract, no activation fees, and it was super easy to start. After paying for the phone and the plan at the Walmart counter, the nice woman behind the counter helped me set up my phone. She asked me a couple of easy questions, like what I wanted my PIN to be, and that was it! This was the easiest I’ve ever set up a new phone.

In less than thirty minutes, I decided on a new phone, bought it, and was walking out of the store with it on, working, and fully in service! Definitely a new record.

Scarcity is a mindset that can cause us to waste money by not having enough. How much data do you pay for? How much data do you really use? What does that cost you each month? Each year? The fear of not having enough data can end up costing you- and me- way more money than needed! If you’re paying an extra $10 per month for more data than you need, that’s $120 per year! That’s a whole cell phone bill or two date nights or three month’s of Bo’s food! With this Walmart Family Mobile $49.98 PLUS Plan, I still get unlimited data, so I don’t have to worry about scarcity. Remember that your spending is a reflection of your values and I value time and experiences with loved ones! I’d rather spend that money on a date night or getting closer to debt-free than on overpaying for my cell phone.

It’s easy to bring your phone number too. There’s no risk involved because there are no contracts!

I’ve decided to put the extra money towards living just a little bit more this summer- not towards my debt, even though I know I should. Really, I’m just trying to enjoy the summer and the time I’ve got right now in North Carolina. When we move, then I’ll get back on the debt wagon!

Have you thought about switching your cell phone provider lately?

Disclaimer: All prices for phones and plans included in this post are accurate as of the date of posting; however, these prices are subject to change. Please refer to this page or your local Walmart for current pricing.

*Please always refer to the latest terms and conditions at

†To get 4G LTE speed, you must have a 4G LTE capable device and 4G LTE SIM Card. Actual availability, coverage and speed may vary. LTE is a trademark of ETSI.

◊Limited time offer. Available for lines active with the PLUS $49.88 plan only. VUDU enabled device and account required for digital viewing. Customers must be 18 years or older to open a VUDU account. Movie rental only available in the USA. Free movie rental provided in the form of a movie rental code to the value of a $7.00 VUDU credit. Movie rental code allows for selection from available movies for rent. May not be readily redeemable on all new releases. Code will be delivered within up to 24 hours of the effective account renewal date. Must be used within 30 days of receiving code. Offer is non-transferable. Limit 1 per customer. Additional terms and conditions on VUDU’s website:

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