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Spending Challenge: January Update 2016

February 2, 2016
AUTHOR: Emilie
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By the end of January, I felt weird calling what I was doing a No Spend Challenge. Despite the rules that I set for myself here, I started to cave at the end of the month. You win some, you lose some, amirite?

Instead of it being a no-spend experience, it’s actually been a conscientious spending month. Instead of “ooh food looks good, let me buy it” or “shiny, jewelry, I want,” I’ve required that I spend time thinking about a purchase for at least a say before I buy it. That’s the rule that I’m taking with me to February (perhaps to life).

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While earlier this month, I addressed some of my spending, I wanted to delve into my spending for this month and look at the patterns. This month, I spent the following:

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Let’s take a deeper dive by looking at the categories of my spending.

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Well, hello there DSLR. Yes, yes, I splurged on it clearly. Besides that, though, this month was dominated by two things: 1. My flat tire replacement, hence that big car category, and  2. the TWO flights I bought to Casey for February and March.

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Looking to the month of February, I have two weeks I’ll be in visiting my handsome boyfriend (including for our third Valentine’s Day) and three refereeing opportunities which means I will need to spend my money upfront and wait a month to get reimbursed.

I will not buy any books this month (just my audible subscription) or any courses since I already have mine for the month. I won’t be driving my car or shopping. I’ll likely spend on groceries and restaurants more next month (OMG, I finally get a #datenight!!!!!!) but I’ll have to work hard to stay in budget.

Despite splurging on a DSLR, I only when over budget by $307. I financed the camera interest-free for 6 months, so I’m going to have to work a little bit harder to make sure that happens!

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Emilie is a data engineer by day and lifestyle blogger by night. A Jersey girl at heart, she is currently living in her fifth home in three years, Savannah, GA with her college sweetheart. She’s learned the hard way that home is wherever the Army sends them. She enjoys eating food, cuddling with her dog, and binge watching HGTV.